Senior Underwriter
Job Description
We are partnered with a leading financial services company specializing in high-quality business lending. They are seeking a Senior Underwriter to evaluate and approve transactions for established businesses. This role requires strong financial analysis skills, experience underwriting SMB loans, and experience with direct borrower interaction to assess risk in order to structure deals effectively.
Three Awesome Reasons to Work Here:
- Impactful Work Make a significant impact on businesses of all sizes by helping them navigate financial challenges and achieve their growth potential.
- Strong Earning Potential Competitive base salary ($125K $160K) plus performance-based bonuses up to 1X salary (OTE $200K $300K).
- Entrepreneurial & Growth-Oriented Work alongside pricers, portfolio managers, and sales teams to optimize deals and improve lending strategies.
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Underwriting & Risk Assessment Analyze financial statements, tax returns, cash flow reports, and bank statements to assess business creditworthiness.
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Merchant Interviews Conduct direct borrower interviews to validate financials, understand business operations, and assess risk factors.
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Loan Structuring Work with internal teams to structure financing solutions that align with risk tolerance, borrower needs, and company credit policies.
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Collaboration with Pricers & Portfolio Managers Partner with pricers to determine appropriate loan pricing and portfolio managers to track deal performance.
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Due Diligence & Compliance Ensure all underwriting decisions align with internal policies and industry regulations.
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Process Improvement Contribute to refining underwriting frameworks and optimizing risk evaluation methodologies.
- 3+ years of experience in business lending, commercial underwriting, SBA loans, or merchant cash advances.
- Expertise in higher-dollar transactions ($100K to $500K+).
- Strong financial analysis skills, including cash flow projections, financial ratio analysis, and risk modeling.
- Experience conducting merchant interviews to verify financials and assess risk factors.
- Ability to balance risk assessment with deal-making, ensuring strong underwriting decisions while maintaining efficiency.
- Proficiency in underwriting software, financial modeling tools, and CRM platforms.
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Competitive Salary $125, 000 $160, 000 base + performance-based bonuses.
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High Earning Potential Up to 1X base salary in performance bonuses ( OTE $200K $300K).
- Career Growth Opportunities in underwriting leadership, risk management, portfolio strategy, and more.
Meet Your Recruiter

Roy Evans
Managing Director
Roy Evans is a record setting recruiter noted for consistently excelling and for the innovative systems he has developed. A well know industry trainer has anointed Roy as being in the top 5% of all recruiters worldwide both in terms of production and skill level.
Roy uses “RoyLentless” effort, world-class technology and great process to attract professionals with the drive, discipline and motivation to deliver extraordinary results for his clients.
LinkedIn has crowned Roy as someone who could write a book on using LinkedIn as one of its top 1% in recruiter users. Roy is LinkedIn Certified and a charter member of the Association of Talent Acquisition Professionals.
In his spare time, Roy is a college football fan who enjoys fishing, fitness and spending time with his wife and two children.